Federal Credit Programs
- Report
Reauthorizing Federal Highway Programs: Issues and Options
CBO discusses choices about revenues and spending that lawmakers face in addressing the shortfall in the Highway Trust Fund as well as options for subsidizing state and local governments’ financing of highway projects.
- Working Paper
Income-Driven Repayment Plans for Student Loans: Working Paper 2020-02
Learn how CBO projects the budgetary cost of student loans repaid through income-driven plans. This working paper provides information on the characteristics of borrowers in those plans and on the methods used to project borrowers’ earnings, repayment, and resulting forgiveness.
- Report
Estimates of the Cost of Federal Credit Programs in 2021
Using FCRA procedures, CBO estimates that new loans and loan guarantees issued in 2021 would result in savings of $41.8 billion. But using fair-value estimates, CBO projects that they would have a lifetime cost of $46.8 billion.
- Report
Income-Driven Repayment Plans for Student Loans: Budgetary Costs and Policy Options
CBO examines how enrollment in income-driven plans has changed and how those plans will affect the federal budget. CBO projects the costs of two sets of options that would change the availability of such plans or change borrowers’ payments.
- Presentation
The Cost of Federal Student Loan and Repayment Programs
Presentation by Justin Humphrey, an analyst in CBO’s Budget Analysis Division, to the Postsecondary National Policy Institute.
- Presentation
Budgeting for Federal Insurance and Retirement Programs: Cash or Accrual?
Presentation by Megan Carroll, chief of the scorekeeping unit in CBO’s Budget Analysis Division, and David Torregrosa, an analyst in CBO’s Financial Analysis Division, at the Southern Economic Association’s Annual Meetings.
- Cost Estimate
H.R. 4406, Small Business Development Centers Improvement Act of 2019
As Passed by the House of Representatives on October 21, 2019
- Cost Estimate
H.R. 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act
As ordered reported by the House Committee on Financial Services on September 20, 2019
- Cost Estimate
H.R. 3619, Appraisal Fee Transparency Act of 2019
As passed by the House of Representatives on September 19, 2019
- Presentation
Budgeting for Federal Insurance and Retirement Programs: Cash or Accrual?
Presentation by Megan Carroll, chief of the scorekeeping unit in CBO’s Budget Analysis Division, and David Torregrosa, an analyst in CBO’s Financial Analysis Division, at the annual conference of the Association for Budgeting and Financial Management.