Private Health Insurance

CBO analyzes the effects of federal policies, including those enacted in the Affordable Care Act, on private health insurance—which is the source of coverage for the great majority of nonelderly Americans.

Report
The 2019 Long-Term Budget Outlook
June 25, 2019
If current laws generally remained unchanged, large budget deficits would boost federal debt to unprecedented levels over the next 30 years, CBO projects.
Report
How CBO and JCT Analyzed Coverage Effects of New Rules for Association Health Plans and Short-Term Plans
January 31, 2019
This report describes the methods used to assess how the new rules would affect the number of people who obtain health insurance and the costs of federal subsidies for that coverage. It also provides details about those projected effects.
Report
A Premium Support System for Medicare: Updated Analysis of Illustrative Options
October 5, 2017
CBO presents new estimates of the budgetary effects of options for a premium support system for Medicare and examines the reasons for the changes in the estimates, including changes in law that have affected the Medicare program.
Report
Payments of Penalties for Being Uninsured Under the Affordable Care Act: 2014 Update
June 5, 2014
Under the ACA, most legal residents must get health insurance or pay a penalty. CBO and JCT estimate that 30 million will be uninsured in 2016, but most will be exempt from the penalty; 4 million will make payments totaling $4 billion.