ReportOctober 20, 2016
In this report, CBO analyzes a policy that would allow Fannie Mae and Freddie Mac to increase their capital by reducing their payments to the government and discusses the effects that it would have on the budget and the mortgage market.
ReportJune 16, 2016
CBO describes the procedures it uses to develop a market-based estimate of the cost of new U.S. commitments to the International Monetary Fund that reflects the small risk that the IMF could incur large losses.
Budgetary Estimates for the Single-Family Mortgage Guarantee Program of the Federal Housing AdministrationSeptember 23, 2014
Loan guarantees made in the FHA’s single-family mortgage program between 1992 and 2013 are now projected to generate small costs over their lifetimes rather than the significant savings that were originally recorded in the federal budget.
ReportMay 22, 2014
The budgetary costs shown for selected credit programs would be higher under fair-value accounting—an alternative to the current approach for measuring costs—because it more fully accounts for the cost of the risk the government takes on.
ReportJune 10, 2013
The interest rate for subsidized student loans is currently scheduled to double from 3.4 percent to 6.8 percent on July 1, 2013. What would be the budgetary impact of changing interest rates for student loans?
ReportMay 1, 2013
CBO examined three options for Fannie Mae and Freddie Mac to use principal forgiveness for certain underwater borrowers. How would those options affect the number of mortgage defaults, the federal budget, and the overall economy?
ReportMarch 5, 2012
CBO examines fair-value accounting as an alternative to the current approach for measuring the costs to the government of federal credit programs.
ReportDecember 22, 2010
This study looks at how Fannie Mae and Freddie Mac evolved into the institutions they are today.