Finance
- Report
Public-Private Risk Sharing in Federal Credit Programs
CBO examines ways in which the federal government and private entities share the risk involved in various federal credit programs, including those related to home mortgages, small businesses, and project financing.
- Report
Student Loan Repayment, 2009 to 2019
CBO uses several measures of student loan repayment to describe borrowers’ outcomes from 2009 to 2019, before payments were suspended during the pandemic.
- Presentation
CBO’s Recent Analyses of Climate Change, Flood Damage, and Mortgages
Presentation by Evan Herrnstadt, an analyst in CBO’s Microeconomic Studies Division, at a First Street Webinar.
- Report
Estimates of the Cost of Federal Credit Programs in 2025
CBO estimates the costs of federal credit programs in 2025 in two ways—following procedures prescribed by the Federal Credit Reform Act and using a fair-value approach, which measures the market value of the government’s obligations.
- Report
Climate Change, Disaster Risk, and Homeowner’s Insurance
CBO analyzes recent changes in property insurance markets and considers alternative insurance products as well as policy approaches to increase the availability and affordability of insurance for homeowners and renters.
- Cost Estimate
H.J. Res. 127, a joint resolution providing for Congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to “The Enhancement and Standardization of Climate-Related Disclosures for Investors”
As ordered reported by the House Committee on Financial Services on April 17, 2024
- Report
Flood Insurance in Communities at Risk of Flooding
CBO examines how the share of properties at risk of flooding that are covered by policies purchased through the National Flood Insurance Program varies across communities with different economic and demographic characteristics.
- Working Paper
The Effects of Flood Damage on the Subsidy Cost of Federally Backed Mortgages: Working Paper 2024-04
CBO uses data on mortgages and expected flood damage for each residential property in the United States to examine how much flood damage is expected to increase the cost of federally backed mortgages.
- Cost Estimate
H.R. 5535, Insurance Data Protection Act
As ordered reported by the House Committee on Financial Services on April 17, 2024
- Cost Estimate
H.R. 5403, CBDC Anti-Surveillance State Act
As reported by the House Committee on Financial Services on
May 7, 2024