Finance
- Cost Estimate
H.R. 3348, Accredited Investor Definition Review Act
As reported by the House Committee on Financial Services on June 4, 2025
- Working Paper
A Survey-Based Shifting-Endpoint Dynamic Term Structure Model of Interest Rates: Working Paper 2025-03
This working paper presents a dynamic term structure model of interest rates that features a shifting endpoint and incorporates survey forecasts of interest rates to sharpen the model’s implied forecasts and estimate trend interest rates.
- Report
Seven Things to Know About CBO's Budgetary Treatment of Potential Changes to Fannie Mae and Freddie Mac
CBO addresses seven key issues that might arise as it estimates the budgetary effects of potential legislation or administrative actions that could result in releasing Fannie Mae and Freddie Mac from government control.
- Cost Estimate
Estimated Budgetary Effects of H.R. 3633, CLARITY Act of 2025
As posted on the website of the House Committee on Rules on July 2, 2025
- Cost Estimate
S. 273, Small Business Child Care Investment Act
As reported by the Senate Committee on Small Business and Entrepreneurship on February 10, 2025
- Report
The Risks of Climate Change to the United States in the 21st Century
CBO assesses how climate change will pose risks to the United States through its effects on economic activity, real estate and financial markets, human health, biodiversity, immigration, and national security.
- Report
An Update to CBO’s Analysis of the Effects of Recapitalizing Fannie Mae and Freddie Mac Through Administrative Actions
In response to a request from Congressman Patrick McHenry, CBO updates a 2020 report and describes how changes to Fannie Mae’s and Freddie Mac’s financial conditions since that report affect scenarios for their recapitalization.
- Report
Options for Reducing the Deficit: 2025 to 2034
CBO periodically issues a compendium of policy options and their estimated effects on the federal budget. This report presents 76 options for altering spending or revenues to reduce federal budget deficits over the next decade.
- Presentation
Climate Change, Disaster Risk, and Homeowner’s Insurance
Presentation by Sheila Campbell and Evan Herrnstadt, analysts in CBO’s Microeconomic Studies Division, and David Torregrosa, an analyst in CBO’s Financial Analysis Division, at the Mortgage Bankers Association Webinar.
- Cost Estimate
H.R. 758, Promoting Access to Capital in Underbanked Communities Act of 2023
As ordered reported by the House Committee on Financial Services on May 16, 2024