Housing
- Report
Estimates of the Cost of Federal Credit Programs in 2027
CBO estimates the costs of federal credit programs in 2027 in two ways—following procedures prescribed by the Federal Credit Reform Act and using a fair-value approach, which measures the market value of the government’s obligations.
- Cost Estimate
Estimated Budgetary Effects of H.R. 6644, the 21st Century ROAD to Housing Act
As enacted on July 11, 2026
- Report
The Federal Government's Role in Financing Rural Housing
CBO examines rural housing demographics, federal credit programs and other programs that support rural communities, and the total budgetary effects of those federal credit programs.
- Report
Estimates of the Cost of Federal Credit Programs in 2026
CBO estimates the costs of federal credit programs in 2026 in two ways—following procedures prescribed by the Federal Credit Reform Act and using a fair-value approach, which measures the market value of the government's obligations.
- Cost Estimate
H.R. 5184, Affordable HOMES Act
As reported by the House Committee on Energy and Commerce on December 30, 2025
- Report
Seven Things to Know About CBO's Budgetary Treatment of Potential Changes to Fannie Mae and Freddie Mac
CBO addresses seven key issues that might arise as it estimates the budgetary effects of potential legislation or administrative actions that could result in releasing Fannie Mae and Freddie Mac from government control.
- Report
Additional Information About the Economic Outlook: 2025 to 2035
CBO provides additional details about the economic forecast it published on January 17, 2025, in The Budget and Economic Outlook: 2025 to 2035.
- Report
The Risks of Climate Change to the United States in the 21st Century
CBO assesses how climate change will pose risks to the United States through its effects on economic activity, real estate and financial markets, human health, biodiversity, immigration, and national security.
- Report
Options for Reducing the Deficit: 2025 to 2034
CBO periodically issues a compendium of policy options and their estimated effects on the federal budget. This report presents 76 options for altering spending or revenues to reduce federal budget deficits over the next decade.
- Presentation
Climate Change, Disaster Risk, and Homeowner’s Insurance
Presentation by Sheila Campbell and Evan Herrnstadt, analysts in CBO’s Microeconomic Studies Division, and David Torregrosa, an analyst in CBO’s Financial Analysis Division, at the Mortgage Bankers Association Webinar.