According to CBO's estimates, 154 million Americans under the age of 65 currently have an employment-based health insurance plan as their primary source of coverage, and several million other people have primary health insurance coverage purchased directly from an insurer. National health expenditures in 2011 were about $2.7 trillion, of which private insurance financed about one-third. Much of the agency’s recent work in this area has focused on the effects of the Affordable Care Act on private health insurance.
Private Health Insurance
featured work
CBO’s Estimate of the Net Budgetary Impact of the Affordable Care Act’s Health Insurance Coverage Provisions Has Not Changed Much Over TimeMay 2013 - This blog post describes in more detail CBO’s revised expectations about sources of people’s insurance coverage and the net budgetary impact of those revisions, as reflected in CBO’s May 2013 baseline projections.
Cost Estimate for H.R. 1206, Access to Professional Health Insurance Advisors Act of 2011Nov 2012 - As ordered reported by the House Committee on Energy and Commerce on September 20, 2012
CBO and JCT's Estimates of the Effects of the Affordable Care Act on the Number of People Obtaining Employment-Based Health InsuranceMar 2012 - CBO and the Joint Committee on Taxation continue to expect that the Affordable Care Act will lead to a small reduction in the number of people receiving employment-based health insurance.
latest work
H.R. 2668, an act to delay the application of the individual health insurance mandate, to delay the application of the employer health insurance mandate, and for other purposes
cost estimateSeptember 6, 2013Rising Demand for Long-Term Services and Supports for Elderly People
reportJune 26, 2013Methods for Analysis of the Financing and Use of Long-Term Services and Supports
data or technical informationJune 26, 2013Understanding CBO’s Medicaid Coverage Projections Under the Affordable Care Act
presentationJune 24, 2013Competition and Bids in Medicare’s Prescription Drug Program
presentationJune 24, 2013Effects on Health Insurance and the Federal Budget for the Insurance Coverage Provisions in the Affordable Care Act—May 2013 Baseline
data or technical informationMay 14, 2013Effects of the Affordable Care Act on Health Insurance Coverage—February 2013 Baseline
data or technical informationFebruary 5, 2013H.R. 1206, Access to Professional Health Insurance Advisors Act of 2011
cost estimateNovember 7, 2012
Use this menu to filter CBO's publications by topic. From January 2011 forward, all the agency's products are categorized by topic. Cost estimates released prior to the 112th Congress are not categorized by topic.

Effects on Health Insurance and the Federal Budget for the Insurance Coverage Provisions in the Affordable Care Act—May 2013 Baseline