H.R. 1796 would expand eligibility to receive disaster assistance under the Individuals and Households Program (IHP) of the Federal Emergency Management Agency (FEMA). That program helps households repair or replace damaged property following a disaster. The bill also would expand eligibility for assistance for mitigation projects, which protect against future damage. In addition, H.R. 1796 would newly authorize FEMA to directly repair damaged homes in some cases and would allow state and tribal governments to administer direct housing assistance in place of FEMA under a pilot program.