Education
- Working Paper
How CBO Estimates the Market Risk of Federal Credit Programs: Working Paper 2021-14
This paper describes the methods and data that CBO uses to estimate the cost of market risk for three categories of federal credit programs: housing and real estate loans, student loans and other consumer loans, and commercial loans.
- Working Paper
Income-Driven Repayment Plans for Student Loans: Working Paper 2020-02
Learn how CBO projects the budgetary cost of student loans repaid through income-driven plans. This working paper provides information on the characteristics of borrowers in those plans and on the methods used to project borrowers’ earnings, repayment, and resulting forgiveness.
- Working Paper
Projecting Longitudinal Earnings Patterns for Long-Run Policy Analysis: Technical Paper 2003-02
A description of the method used in CBO's main Social Security model to project an individuals annual earnings.